For all enquiries please call 020 8654 0990 or email email@example.com
A and J Morriss and sons provide many different options to pay for a funeral – those options are all listed below. A and J Morriss and sons will provide you
with a fully itemised estimate for the funeral services orders and this estimate needs to be paid in full two days prior to the funeral to avoid postponement of
A full and final invoice which may include any last minute adjustments to the services such as additional flowers, extra staff required on the day, funeral
running over 3 hours in duration, will be provided within 7 days after the funeral date and the balance should be paid within 14 days of the date of the invoice.
We do appreciate that funerals can be expensive and present very real difficulties to families who have no made prior provision for such expenses – we have
therefore provided as many payment options as possible – those payment options are listed below:
1. By cash or by cheque
All cheques should be made payable to A and J Morriss and sons.
2. By debit or credit card
We accept all major credit cards – we do not make a charge for payments by card.
3. By bank transfer
Please ensure you add our funeral reference number to the transfer reference – please ask your arranger or our finance department for the bank account details.
4. Payment from the deceased’s bank account
Should there be sufficient funds within the account to pay for the funeral then all payments for the funeral can be made directly from the deceased’s bank
account – you will require a copy of A and J Morriss and sons Invoice, a copy of the death certificate and identification – the benefit of paying via this method
is that all such costs are removed from the estate for inheritance tax purposes.
Should there not be sufficient funds to pay for the funeral and a property is required to be sold then Probate will be required – call our legal services help line for assistance. We suggest that you finance the funeral cost via option 4 and when the estate is settled pay off the finance agreement.
5. Funeral Finance
A and J Morriss and sons provide funeral finance via an agreement with FCA regulated provider Funeral Safe Funeral Finance – A and J Morriss and sons are
appointed representatives of Funeral Safe Ltd, independent Funeral Finance Lenders.
6. Assistance from the Department of Work and Pensions
You may seek assistance form the Department of Work and Pensions to help pay for a funeral.
A and J Morriss and sons provide funeral finance via an agreement with FCA regulated provider Funeral Safe Funeral Finance –
A and J Morriss Funeral Directors are appointed representatives of Funeral Safe Ltd, independent Funeral Finance Lenders.
You choose the amount
Whole or part of funeral costs £500 – £7500
You choose the terms 12, 18, 24, 30 or 36 months
You have control
Personal login area to manage your account
How it works:
You can apply when arranging the funeral with A and J Morriss and sons. Just ask our arranger for ﬁnance options and they will organise the application for you.
2. Upon a successful application you will receive a text message and email containing your loan agreement. If you are happy with everything in the loan agreement you can accept it via the link in the email.
Once you have accepted the agreement we are notiﬁed and all that you need do then is make the payments of the loan.
Funeral Safe will provide you with a personal account login to manage your ﬁnance. Furthermore, they are available to oﬀer any support you may need in regard to the ﬁnance and its repayments.
Our funeral ﬁnance agreement is very ﬂexible and transparent – should you wish to settle the balance earlier than the agreement states you can do so without penalty and the interest charge will be adjusted to match the payment period.
The Department of Work and Pensions will provide a maximum of £700 for the funeral director’s fee and in addition a contribution to the disbursements (fees A and J Morriss and sons pays on your behalf i.e. crematorium fees).
Funeral Expenses Payment can help to pay for some of the costs of the following:
The payment will not usually cover all of the costs of the funeral. How much you get depends on your circumstances. This includes any other money that’s available to cover the costs, for example from an insurance policy or the deceased person’s estate.
Who qualiﬁes for assistance?
You can get help towards the cost of a funeral if you meet the following conditions. You or your partner are getting one of the following qualifying beneﬁts:
You can also apply if you or your partner are waiting to hear about a claim for one of these beneﬁts or payments. We use partner to mean:
You must meet the following criteria:
You may also be able to get help towards the cost of a funeral if you or your partner arranged the funeral in the European Economic Area or Switzerland. The European Economic Area countries are Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.
If you think you qualify and want to make an application – please complete the relevant form:
You must inform A and J Morriss and sons that you wish to make a claim – if you do not this may lead to a postponement of the funeral.
Call the government’s bereavement service helpline (0345 606 0265) or visit their website www.gov.uk/funeral-payments – to ﬁnd out how to get help with funeral payments and if you’re entitled to any help.
At A&J Morris, we recognise that amid this pandemic, we all have fears and concerns for the safety of our families and loved ones. Unfortunately, death and grief do not pause during a crisis. For over 30 years, A&J Morris has been taking care of members of this community and we stand ready to help you now. We will remain open and our experienced, caring staff will continue assisting families during this critical time.
We are taking precautions to create a safe environment for you to honour those you have lost. In accordance with Government and WHO guidelines, the following best practices have been instituted:
We are available 24/7 to answer any questions and concerns you may have and will continue to monitor Government, NHS and WHO. Guidance is also considered from the National Association of Funeral Directors Association.
Most of all, remember that during times of uncertainty it is important to rely upon one another and to come together as a community. A&J Morris is honored to be a part of the Croydon community and we will do all we can to be here for you throughout the COVID-19 pandemic.