In the United Kingdom, drafting a will is often viewed with apprehension, sometimes considered a morbid or unnecessary task. However, the importance of writing a will cannot be overstated. It is a crucial step in managing your assets and ensuring that your wishes are respected after your passing. This article explores the reasons why writing a will is so important in the UK.

  1. Ensuring Your Assets are Distributed According to Your Wishes

The most compelling reason to write a will is to ensure that your assets are distributed according to your specific wishes. Without a will, your estate will be divided according to the rules of intestacy, which may not reflect your personal preferences. A will allows you to clearly specify who will inherit your property, possessions, and savings, thereby avoiding potential disputes among family members.

  1. Providing for Your Children and Dependents

If you have children or dependents, a will is essential to safeguard their future. In your will, you can appoint guardians for your children in case both parents pass away before the children turn 18. You can also set up trusts to provide financially for minors or dependents with special needs, ensuring they are cared for in the long term.

  1. Minimizing Legal Complications and Delays

When an individual dies intestate (without a will), their estate can be tied up in legal complexities, leading to significant delays in distribution. By having a clear and legally valid will, you can help minimize these complications and ensure a smoother transition of your assets to your beneficiaries.

  1. Reducing Inheritance Tax Liabilities

In the UK, inheritance tax can be a significant burden on an estate. Strategic planning through a will can help in reducing the inheritance tax liability. You can take advantage of exemptions and reliefs, potentially saving a significant amount of money for your beneficiaries.

  1. Addressing Charitable Intentions

If you have philanthropic intentions, a will is your opportunity to leave a legacy. You can allocate a portion of your estate to charity, supporting causes that are important to you even after your passing.

  1. Peace of Mind

Finally, one of the most underrated benefits of writing a will is the peace of mind it brings. Knowing that your affairs are in order and your loved ones are taken care of can provide immense relief and satisfaction.


In conclusion, the importance of writing a will in the UK cannot be overstated. It’s a fundamental aspect of estate planning that ensures your assets are distributed as per your wishes, provides for your children and dependents, minimizes legal complications, reduces inheritance tax liabilities, and enables you to leave a charitable legacy. Perhaps most importantly, it offers peace of mind, knowing that your affairs are in order for the benefit of your loved ones. Therefore, it is advisable for every adult in the UK to consider drafting a will, regardless of their age or wealth.

Founded in 1990, A&J Morris are an independent funeral director with 100 year’s experience servicing the Croydon community. Our caring and compassionate funeral directors are highly qualified and will guide and help you through each part of planning a funeral. We are proud to support the Croydon community, helping our customers celebrate the lives of their loves one with a dignified and respectful funeral.